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Verified: All of America knows what's at stake with the SSA, you'd better not get yourself into trouble

Pay close attention if Social Security in the United States requires this from you: comply with the law or you will make your life more complicated

Social Security in the United States has issued a clear warning. This message has quickly drawn attention because it directly affects thousands of Americans and sets conditions that no one should ignore.

The term AWG refers to administrative wage garnishment, a procedure that allows Social Security to act against those who keep debts with the administration. AWG is a garnishment that authorizes withholding part of a person's wages to cover outstanding payments.

SSA is stricter than ever: they could garnish this

In the case of Social Security, it applies when someone has an unsolved debt and hasn't complied with previous agreements. According to the warning, the employer may be required to garnish up to 15% of each affected worker's disposable pay. That is, not all wages are touched, but a significant portion that can impact the monthly finances.

Thoughtful elderly man with dollar bills and a Social Security card on a table
They will take part of your salary if you do not pay off the debt | Getty Images, Backyard Productions

SSA reminds that there is a minimum protection for the worker. By law, the employee must keep an amount equal to 30 times the federal minimum wage per week. So, even if a percentage is garnished, the person will never be left without basic means of subsistence.

They'll notify you in advance about the garnishment

This rule seeks to balance the state's right to collect the debt with the need to ensure that the person can keep paying essential expenses. Another important detail is the timeline.

Social Security has explained that the notice arrives in advance. They have stated that 60 days before the garnishment is activated, the worker is officially informed.

Social Security card, permanent resident card, and dollar bills on a United States flag
They will notify you 60 days in advance | Getty Images, Billion Photos

This period is key because it gives time to file objections, seek an alternative payment agreement, or even prove that the debt has already been covered. SSA justifies this window because they understand that it's the affected person's right to review the decision and provide evidence.

The employer will be required to comply with the order

The warning also points out differences with other garnishments. In situations involving debts unrelated to Social Security, such as those managed by courts or private agencies, the garnished percentage can be up to 25%. That makes Social Security's AWG a somewhat less severe procedure, but still a delicate one.

SSA's warning in the United States is clear: if you have a debt with Social Security and you don't solve it, the garnishment will come. The employer will be required to comply with the order, and the conditions will be applied automatically. It's not an option, but a legal obligation.

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