PixaBay, en.elcierredigital.com, Getty Images Signature, Grok Millions of anxious Americans: US Social Security is clear, you'll receive less
Social Security shows itself firmer than ever with the benefits of Americans if they have changed their marital status
In the United States, many people receiving Social Security benefits wonder if remarrying will affect their payments. The Social Security Administration (SSA) has clarified how marriage can influence different types of benefits.
Attention: SSA benefits affected if you remarry
If you receive retirement or disability benefits based on your own work record, getting married will not change your payments. However, other benefits may be affected.
If you are a widow(er) or ex-spouse of a deceased person and receive survivor benefits, remarrying before age 60 generally ends those payments. If you marry after 60 (or after 50 if you are disabled), you can continue receiving these benefits.
If you receive benefits based on a living ex-spouse's work record, these benefits end if you remarry. Supplemental Security Income (SSI) helps people with low income. If you marry, your spouse's income and resources are considered to determine your SSI eligibility and amount, potentially reducing or eliminating your payments.
Don't worry, you won't lose these benefits: take note
If you receive retirement benefits based on your own work record, getting married doesn't affect these payments. If you collect disability benefits based on your own work record, getting married doesn't change these benefits.
If your new marriage ends in divorce, annulment, or death, you could regain certain benefits you lost by marrying. For example, if you were eligible for survivor benefits before marrying, you could receive them again if the new marriage ends.
SSA's explanation to millions of Americans
The SSA explains that marriage can affect benefits because some are designed for single or low-income individuals. By marrying, your financial circumstances change, which can influence your eligibility. It is important to inform the SSA about any changes in your marital status to avoid improper payments.
Remarrying would affect certain SSA benefits, especially those based on a spouse's or ex-spouse's work record, and those intended for vulnerable individuals. It is essential to understand how these changes influence your payments and consult with the SSA before making decisions that could affect your financial situation.
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