Confirmed by US Social Security: pay attention to the Medicare premium payment

United States Social Security Administration (SSA) has published an important notice about the payment of the Medicare premium. Now more than ever, it's crucial to know what happens if you don't receive Social Security benefits. Also, what happens in the case of receiving benefits.

If you're not collecting Social Security benefits, SSA doesn't automatically deduct the premium. Instead, Centers for Medicare & Medicaid Services (CMS) will send you a quarterly bill with clear instructions for payment. This quarterly bill becomes the only reminder; you must pay it to keep your health insurance active.

Important Notice From SSA About Medicare: You Don't Have To Pay The Premium In This Case

Meanwhile, if you're already receiving Social Security benefits, the situation changes and the Medicare premium is deducted directly from your monthly payment. This includes both the basic Medicare Part B premium and any Income-Related Monthly Adjustment Amount (IRMAA). If you don't receive benefits, meanwhile, you receive a bill every three months.

SSA has wanted to clarify this process to avoid confusion. Many chose to pay on their own before starting to collect benefits and then found themselves facing duplicate payments or delays in refunds.

There are stories of people who paid directly for a month, then began to receive deductions and got the refund months later. All of this, after calling and submitting proof. That's why SSA insists on informing those who are starting to enjoy benefits.

SSA Has Already Processed 94% Of Eligible Cases

There have also been recent changes. Social Security Fairness Act has increased the benefits of some public sector retirees. This allows their earnings to cover the premium and thus have it deducted automatically, instead of being issued bills.

SSA has already processed 94% of eligible cases, with the rest scheduled to be completed before November 2025. This SSA announcement is a notice for all people over 65 years old (65 años) or with disabilities who are already on Medicare or close to entering.

If they still don't receive the automatic deduction, they must watch for the quarterly bill and not ignore it. If they're about to start collecting Social Security, they have to be alert to the automatic deduction and cancel any previous payment system (like Easy Pay) to avoid duplications.