Urgent statement from the US SSA about your benefits: keep it in mind

The United States Social Security Administration (SSA) has sent a very important message for those who are applying for or receiving benefits. The agency reminds everyone that advance designation exists, a useful tool for unexpected situations. 

SSA highlights that advance designation allows capable adults and emancipated minors, whether they're applying for or receiving benefits, to choose up to three individuals. These would be the ones responsible for managing the benefits if, in the future, they're no longer able to do so themselves. 

SSA Gives a Nod to Americans: Who Can Manage Your Benefits

This designation doesn't mean that you already have a designated representative, nor that you've lost your capacity. It doesn't authorize an organization, but rather keeps your preferences in case it's necessary in the future. It's not a legal power, like a power of attorney, but a way to plan your financial security.

The goal is clear: if at any point you're unable to handle housing, utility, health, or other payments, SSA will first turn to the people you chose. Only if those people aren't available or aren't suitable will they consider someone else, including an organization.

You Can Submit or Change the Designation in Several Ways

Whether you're applying for or receiving benefits, you can submit or change the designation in several ways. Online, through your my Social Security account, by phone, by calling 1‑800‑772‑1213 or TTY 1‑800‑325‑0778, or in person, by visiting a local SSA office.

In addition, each year you'll receive a notice showing the individuals you've designated. All so you can review and update that list if you consider it appropriate.

This Designation Doesn't Limit You: SSA Makes It Very Clear

You can designate up to three individuals (natural persons), although only one will serve as a representative when necessary. When it's time to act, SSA will contact them in the order of priority you chose. If the first can't, they'll move to the second, and so on.

It's very important to understand that you can't designate an organization in this advance designation. However, an organization can be designated directly by SSA if none of your options are available.

This process is intended to protect your benefits. If you ever lose the capacity to manage payments, SSA will act according to your choice, making it easier for resources to reach where they're most needed. Remember that this designation doesn't limit you: you can modify it, add or remove names, change the order of priority, or even withdraw it completely.