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Social Security alert to all of America: Everyone is grateful, in just a few seconds

SSA doesn't joke around; this notice about the 'my Social Security' account matters to many Americans

The United States Social Security Administration (SSA) has issued a crucial warning for all citizens. If you have an active fraud alert on your credit report, you can't create a personal account on my Social Security online.

This measure aims to protect users against identity theft and other Social Security-related fraud. Fraud alerts on credit reports indicate that a person has been a victim or is at risk of becoming one, and require additional identity verification before opening new accounts or making significant changes.

What Options Does the SSA Offer If You Have a Fraud Alert? Pay Attention

If you have an active fraud alert and need to create an account on my Social Security, there are alternatives. Visit a local Social Security office: You can schedule an appointment to create your account in person. This ensures a secure verification of your identity without needing to remove the fraud alert.

A man with a surprised expression looks at a red circle containing hundred-dollar bills, with a background of city skyscrapers.
SSA and the US government make it very clear | Billion Photos, en.elcierredigital.com, Getty Images Signature

Use an approved identity service provider. The SSA allows account creation through ID.me, a verified identity service provider. This method also offers a secure way to verify your identity without removing the fraud alert.

SSA implements this restriction to protect citizens against possible fraud and identity theft. By requiring additional identity verification, they reduce the risk of unauthorized individuals accessing sensitive information or making fraudulent changes to accounts.

How to Remove a Fraud Alert?

If you decide to remove the fraud alert from your credit report, you must contact the three main credit agencies: Experian, TransUnion, and Equifax. Each has its own verification process to remove the alert. However, it's important to consider that removing the alert may increase your vulnerability to fraud.

A man holding several hundred-dollar bills in front of a Social Security sign.
Pay close attention to this about US Social Security | Grok

SSA emphasizes the importance of protecting your personal information and following the proper procedures to create an account on my Social Security. If you have an active fraud alert, use the secure alternatives provided by SSA to ensure the protection of your identity and access to Social Security services. For more information, visit SSA's official website or contact your local Social Security office.

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