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Official: SSA and United States government no longer notify families: pay attention

The latest information confirmed by the SSA has thousands of Americans on edge: Pay attention to this limit

The United States Social Security Administration (SSA) has issued an important clarification regarding the monthly benefit limit that a family can receive. All of this is based on the earnings record of a retired or disabled worker. This information is key for citizens who rely on Social Security and want to avoid surprises in their payments.

Social Security Clarifies the Doubts of Many Americans: Attention to Families

According to the SSA, there is a limit to the total amount a family can receive each month. This limit varies, but it generally ranges between 150% and 180% of the worker's full retirement benefit. For example, if a worker has a monthly benefit of $2,000, their family could receive between $3,000 and $3,600 in total.

Woman surprised with her hands on her face in front of a background of dollar bills.
Pay attention to this from the SSA | Dean Drobot, en.elcierredigital.com

The formula for calculating this limit takes into account the worker's benefit and the number of eligible family members. Each family member, such as spouses or children, may be entitled to receive up to 50% of the worker's full benefit. 

The Worker's Benefit Is Not Affected by This Limit

If the sum of these benefits exceeds the established limit, the SSA will proportionally reduce payments to family members to comply with the maximum allowed. It's important to note that the worker's benefit is not affected by this limit; only payments to family members are adjusted. 

Additionally, the SSA no longer sends automatic notices to families when these limits are reached. Therefore, it's the responsibility of citizens to stay informed and plan accordingly.

A man with a surprised expression looks at a fan of hundred-dollar bills in an urban setting with tall buildings and a waving United States flag in the background.
The SSA's clarification clears up doubts for many | Getty Images, en.elcierredigital.com, nadianb

The Social Security Advice You Should Follow Today

To get an accurate estimate of the benefits your family can receive, it's recommended to use the tools available on the SSA website or consult directly with the agency. This will help solve doubts and understand how the rules apply under your earnings record.

Overall, understanding the monthly benefit limit and how it's calculated is essential for families who rely on Social Security in the United States. Staying informed and proactive can prevent inconveniences and ensure that the proper payments are received.

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