180º turn across the Americas: pay close attention, Social Security won't back down

The United States Social Security Administration (SSA) has confirmed a radical change that will affect thousands of beneficiaries. Starting September 30, 2025, the mailing of paper checks for federal benefit payments, including Social Security, will be completely eliminated.

Pay Attention to This Social Security Measure: Goodbye to These Checks in the US

This decision aims to modernize the federal government's payment system by promoting the use of electronic transfers such as direct deposits, debit cards, or digital wallets. The goal is to reduce costs, improve efficiency, and combat fraud associated with printed checks.

Although more than 99% of the over 68 million beneficiaries already receive their payments electronically, about 485,000 people still rely on paper checks. Most are older adults living in rural areas or lacking access to banking services and the internet.

This Is Why the SSA Change Is Being Implemented in the US

The government estimates that the transition to electronic payments could save taxpayers up to one billion dollars over the next decade. In addition, paper checks are more susceptible to theft and loss, which poses a risk for both beneficiaries and the administration.

The measure has raised concerns among advocates for older adults and rural communities. Many fear that the lack of access to the internet or banking services will make the transition difficult for the most vulnerable. In addition, the SSA faces internal challenges, such as staff reductions and office closures, which could complicate assistance for those who need help adapting to the new system.

Although possible exceptions have been mentioned for people without access to banking services and in emergency cases, no specific details have yet been provided on how these exceptions will be implemented.

What Should Beneficiaries Do?

Beneficiaries who still receive paper checks must take action before September 30, 2025, to avoid interruptions in their payments. It is recommended to open a bank account or enroll in programs such as Direct Express, which offer debit cards to receive federal benefits. SSA has also implemented measures to speed up the process of switching to direct deposits, reducing the waiting time to one business day.

This change represents a significant step toward the digitization of government services in the United States. However, it is crucial that inclusive strategies are implemented to ensure that all beneficiaries, regardless of their location or access to technology, can adapt to this payment method.