Getty Images, en.elcierredigital.com SSA announces major changes to this aid: millions of Americans affected
The American Social Security has issued a message to citizens about one of the most requested benefits
The monthly income limit to keep SSDI (Social Security Disability Insurance) benefits has been recently updated by the SSA. In the United States, exceeding this threshold can mean losing the right to receive these benefits.
SSDI is a financial aid intended for people with disabilities who have contributed to Social Security. To continue receiving this benefit, in 2025 you must not exceed a certain level of work income.
The new income limit announced by the SSA
Each month, SSA (Social Security Administration) reviews your earnings. For non-blind individuals, the threshold is $1,620 per month in 2025. If a legally blind person exceeds $2,700, they also risk losing benefits.
If your work income exceeds the SGA limit, you won't be able to receive SSDI from that moment on. However, there are also two key exceptions to consider in order to continue benefiting from the aid.
During the trial work period, for the first nine months (not necessarily consecutive), you can earn any amount without affecting your SSDI. Then, there is an extended period of 36 months in which you can work and keep receiving benefits. This will happen in the months when your income is below the SGA.
SSA's advice if you collect SSDI
If you are an SSDI beneficiary, SSA advises you to review your income every month. If you are self-employed or employed by others, make sure not to exceed the limits. In addition, you should take advantage of the trial period, as it is a key moment to assess your work capacity without risking your financial support.
After the extended period, you will be able to keep benefits in months with income below the threshold. Likewise, you must update your information if you change jobs, increase income, or modify your employment situation. SSA requires you to report these changes to assess your case.
Exceeding these figures without planning can mean the loss of the benefit. For this reason, it is advisable to consult with a work advisor or a lawyer specialized in disability to plan your income without losing benefits. SSA also recommends keeping an organized record of your monthly salary and the months of the trial and extended periods.
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