America on alert: SSA speaks clearly, don't forget or you'll have a hard time

United States Social Security has issued an important alert for millions of beneficiaries: If you don't update your mailing address on your Social Security card, you could face serious consequences. This notice is simple but crucial. 

SSA reminds you that if you receive retirement, disability, or survivor benefits, or if you're enrolled in Medicare, you must change your address when you move. The easiest way is by using your online account, my Social Security. According to SSA, only those who already receive benefits can update their mailing address and phone number online through the "My Profile" section.

Do This or Your Life Could Get Complicated: SSA Has Already Warned

If you don't have an account yet, creating one is a simple and secure process. You only need to be over 18 years old, have a valid email, your Social Security number, and your new address.

When you log in, select "Contact" and enter your new address. You can choose for the change to take effect immediately or on a future date. This simple online process saves you from traveling to an office or waiting long hours on the phone.

Why Is It So Important to Update?

Keeping your mailing address updated ensures you receive essential information, notices, and your checks or cards sent by SSA. If you don't, the agency might not be able to find you.

SSA can suspend payments if they can't locate you. This is known as suspension for "unknown location." Although you can recover the payment after updating your information, it can involve significant delays.

For those who receive SSI, which depends on shelter situation or limited funding, the delay can be even more severe. According to SSA, not reporting an address change or doing it late can result in penalties from $25 to $100 per incident. If it happens repeatedly, payments can be suspended for months, and this is a direct penalty for not meeting reporting deadlines.

SSA Limits Phone Updates to Bank Information

Additionally, SSA warns that you must also report other relevant changes: marital status, income, etc. Everything can affect the amount of your benefits. However, an incorrect address is the most common mistake that can cause delayed or stopped payments.

The alternative procedure is to call 1‑800‑772‑1213 (TTY 1‑800‑325‑0778) or go in person to a local office. However, SSA limits phone updates to bank information, since as of March, deposit changes are no longer accepted by phone for security reasons. So, the most recommended way is to do it online for convenience and efficiency.