The latest from Social Security knocks on many doors in the US: it saves your life

Social Security and the IRS have put forward a gesture that can make a difference for millions of Americans with tax problems. If you owe taxes and receive benefits, there's assistance you can take advantage of to avoid a costly lawsuit or a lengthy appeals process.

When the IRS detects a tax debt, they can apply the Federal Payment Levy Program (FPLP) to garnish up to 15% of your Social Security benefit each month. It's a powerful tool, but it has a key point: you can avoid it if you request IRS mediation.

Pay Close Attention to SSA: This Is What You Save With IRS Mediation

If you enter into a payment agreement or submit an Offer in Compromise, the IRS can suspend the garnishment. This means you won't lose that 15% per month from your benefit. In addition, it's faster and less expensive than going to court or appealing through judicial channels.

This approach prevents you from being left with a reduced benefit, which can complicate daily life. Mediation is direct, without extensive court paperwork, without waiting in courtrooms, and without expensive legal fees. In many cases, the IRS stops the garnishment once they recognize the active payment plan.

This Is How It Works Step by Step: It Will Be Extremely Helpful

First, the IRS must send you notifications such as CP90/CP91, with a 30-day period to appeal the garnishment. During that time, you can contact the IRS, propose a monthly payment plan, or request "Currently Not Collectible" status if you have serious financial problems. You could also request an Offer in Compromise to reduce the debt.

Once approved, the IRS will remove the garnishment and stop any deductions from your Social Security payments. To avoid problems, it's crucial to act quickly.

If you receive CP90 or CP91, don't wait, call the IRS or use their website to create a payment agreement. Also keep all documentation: letters, case number, and any confirmation. If your situation is complex, seek professional help or support from the Taxpayer Advocate Service.

Real Advantages for Americans: You Can't Miss Out on This From the IRS

Thanks to this IRS mediation, many avoid losing months of benefits. For retirees or people with disabilities, this means being able to keep paying rent, medications, or food. The system allows them to breathe, without the anxiety of a tax lawsuit.

IRS mediation is a practical tool that Social Security and the IRS offer to prevent automatic garnishments of up to 15% of your benefit for tax debts. You just have to respond to the CP90/CP91 letter and submit a payment plan or an Offer in Compromise. This way you avoid a long, costly process and make sure you keep receiving your full assistance.