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Unexpected Turn in Social Security: All of America Is Watching May and June

The latest news from the United States Social Security has brought a smile to millions of citizens

The United States Social Security Administration (SSA) has announced a change that will impact millions of Social Security Disability Insurance (SSDI) beneficiaries in May and June. The maximum monthly payment represents an increase of almost 200 euros compared to the previous year.​

SSA gives the best news: the maximum SSDI payment in May and June

This increase is due to the 2.5% Cost of Living Adjustment (COLA) implemented by the SSA for 2025. The COLA is based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). It aims to maintain the purchasing power of beneficiaries in the face of inflation.

A man with a surprised expression looks at a red circle containing hundred-dollar bills, with a background of city skyscrapers.
Pay attention to the payment coming in the next few months | Billion Photos, Getty Images Signature, en.elcierredigital.com

Although this year's COLA is more modest than in previous years, it remains a significant measure to ensure the satisfaction and financial stability of those who depend on SSDI.​

Who can receive the $4,018 per month?

It is important to note that less than 3% of beneficiaries reach the maximum payment. Since a significantly high income history is required.​ Not all SSDI beneficiaries will receive the maximum amount, and to qualify, certain requirements must be met:​

  • Solid work history: Generally, 40 work credits are required, with at least 20 obtained in the 10 years prior to the disability.​
  • High previous earnings: The benefit amount is calculated based on the Average Indexed Monthly Earnings (AIME) during the applicant's working life.​
  • Age at the time of disability: Younger workers with less work experience may qualify with fewer credits but generally receive lower benefits.​

How to apply for SSDI?

To apply for SSDI, these steps must be followed. Medical documentation must be gathered, and evidence of a disability that prevents working for at least 12 months or is terminal must be presented.​

A man in a suit holds a wad of bills in his hand.
This is how you can request disability payment | Grok

Additionally, one must ensure they have accumulated enough work credits according to age and employment history. You can also apply through an online application on the SSA website or by calling 1-800-772-1213.​

Payment schedule for May and June 2025

SSDI payments are issued monthly, and the exact date depends on the beneficiary's birth date. From the 1st to the 10th, the second Wednesday of the month, 11th to 20th, the third Wednesday of the month, and 21st to 31st, the fourth Wednesday of the month.​

For May and June 2025, the specific dates will be:​ May: May 14, 21, and 28, and June: June 11, 18, and 25.​ Beneficiaries who started receiving payments before May 1997 will receive their payments on the 3rd of each month.​

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