Good news for these Americans: the government and SSA finally remember you

Social Security in the United States, through the SSA, has issued an encouraging message. If you receive disability benefits and would like to return to work, there's a key tool designed for you. 

PASS is a written plan that allows people with disabilities who receive SSI to set aside part of their income or resources to achieve a specific work goal. You can use that money to pay for, for example, equipment, classes, transportation, uniforms, or care needed for your job. The best part is that the money set aside isn't deducted from your benefits when SSA calculates your SSI.

PASS, The Plan You Need to Achieve Your Work Goal in the U.S.: SSA Is Firm

Normally, if you earn money or have resources, your SSI is reduced. However, if you have an approved PASS, that income doesn't count. This means you can pay for what you need to achieve your work goal without losing your disability benefits.

You can even set aside part of your SSDI (Social Security Disability Insurance) for the plan, which also helps keep your SSI. The goal of PASS is very clear: to help you work and reduce or eliminate the need for benefits, making you more financially independent. SSA doesn't count the money allocated to the plan as income or a resource, which prevents your monthly assistance from being reduced.

Why Is It Key to Apply? This Is How Easy the U.S. Government Makes It for You

Applying for a PASS gives you two major advantages. First, it ensures you keep receiving your benefit while you move toward employment. Second, it gives you access to resources for training, tools, or transportation. That support can make the difference in getting that desired position.

To apply, you must define a specific and plausible work goal and detail what you need (for example, tuition payment, equipment, or transportation). In addition, estimate the costs and make a timeline of steps. Fill out the SSA‑545‑BK form and submit it at your local SSA office. You can ask for help from a vocational counselor, Ticket to Work program, or PASS specialists.

Once submitted, your plan will be reviewed by a specialist. They will assess whether your work goal is realistic, whether you truly need the requested resources, and whether the costs are reasonable. If more information or adjustments are needed, they'll call you to clarify. If it's approved, you'll have a PASS counselor to guide you and help you keep the plan on schedule.

Can I Use It to Start a Business?

Yes. If your goal is self-employment, you must include a business plan along with your PASS. The money set aside can fund expenses such as purchasing tools, merchandise, or renting the workplace.

With PASS, many people with disability benefits find a way to return to work without risking their assistance. They not only protect their benefits, but also invest in their future. SSA has backed this plan as a solid path to workforce inclusion.